Clarifying that commercial real property insurance policies may be underwritten for less than replacement cost value of the insured property

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 5 Sponsors

No summary has been published for this bill. The full text is on the Bill text tab.

Chamber: House
Introduced: Jan 16, 2026
Last action: Jan 29, 2026 — To House Banking and Insurance
Session: 2026
Momentum: 34 · Low

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 12%, measured from WV's completed sessions
Momentum -4 34/100 from the pace of recorded action
Time since last action -22 256 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.