Clarifying that commercial real property insurance policies may be underwritten for less than replacement cost value of the insured property

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 5 Sponsors

Jan 29, 2026 · House

To House Banking and Insurance

Jan 16, 2026 · House

Filed for introduction

Jan 16, 2026 · House

To Finance

Jan 16, 2026 · House

Introduced in House

Jan 16, 2026 · House

To House Finance

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 12%, measured from WV's completed sessions
Momentum -4 34/100 from the pace of recorded action
Time since last action -22 256 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.