Loans that satisfy the federal qualified mortgage points and fees threshold excluded from the definition of conventional loan.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

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Chamber: House
Introduced: Mar 5, 2025
Last action: Mar 17, 2025 — Second reading
Session: 2025-2026
Momentum: 45 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Floor Consideration — base rate 11%, measured from MN's completed sessions
Momentum -1 45/100 from the pace of recorded action
Time since last action -22 577 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.