Loans that satisfy the federal qualified mortgage points and fees threshold excluded from the definition of conventional loan.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 2 Compare versions History 3 Sponsors

Mar 17, 2025 · House

Committee report, to adopt as amended

Mar 17, 2025 · House

Second reading

Mar 5, 2025 · House

Introduction and first reading, referred to Commerce Finance and Policy

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Floor Consideration — base rate 11%, measured from MN's completed sessions
Momentum -1 45/100 from the pace of recorded action
Time since last action -22 577 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.