Relating to requirements for disclosures and recordkeeping, reinforcing state law regarding late fees, and clarifying that a state-specific closing disclosure is not required as long as federal closing disclosures are given accurately

Introduced

In Committee

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Passed

Enacted

Overview Bill text 1 History 4 Sponsors

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 12%, measured from WV's completed sessions
Momentum -5 28/100 from the pace of recorded action
Time since last action -22 261 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.