S-3689.1
SENATE BILL 6167
State of Washington
69th Legislature
2026 Regular Session
By Senators Goehner and Gildon
AN ACT Relating to prohibiting homebuyers from receiving multiple state-funded down payment assistance loans or grants; amending RCW 43.79.567 , 43.185A.140 , and 43.181.040 ; and creating a new section.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:
NEW SECTION. Sec. 1. (1) The legislature finds that homeownership is a cornerstone of economic stability, family security, and generational wealth. State-funded down payment assistance programs exist to open the door to homeownership for individuals and families who might not otherwise have that opportunity. These programs are funded with limited public dollars, and their success depends on ensuring that assistance is distributed fairly, transparently, and in a manner that reaches as many qualified first-time homebuyers as possible.
(2) The legislature further finds that in recent years, instances of "stacking" multiple state-funded down payment assistance programs have reduced the overall reach of these investments. While each program was created with good intentions, they were not designed to provide multiple overlapping assistance to a single buyer. When one homebuyer receives more assistance than needed to successfully purchase a home, another family waiting for help is left without a path forward.
(3) It is the intent of the legislature to reaffirm the original purpose of these programs: To expand access to homeownership, not concentrate benefits. By limiting homebuyers to one state-funded down payment assistance loan or grant, the state can responsibly stretch limited resources, support a greater number of first-time homebuyers, and uphold the public's trust in the integrity of these programs.