Establishing a medical loss ratio of at least 90 percent for health plans.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

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Bill — · 151 words Open full page ↗

S-3712.1

SENATE BILL 5953

State of Washington

69th Legislature

2026 Regular Session

By Senators Slatter, Robinson, Hasegawa, and Nobles

Prefiled 12/29/25. Read first time 01/12/26. Referred to Committee on Health & Long-Term Care.

AN ACT Relating to establishing a medical loss ratio of at least 90 percent for health plans; and adding a new section to chapter 48.43 RCW.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1. A new section is added to chapter 48.43 RCW to read as follows:

(1) For health plans issued or renewed on or after January 1, 2027, the medical loss ratio shall be at least 90 percent.

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PASSAGE PROBABILITY

15.1% Unlikely

Why this number

Stage base In Committee — base rate 41%, measured from WA's completed sessions
Momentum -4 33/100 from the pace of recorded action
Time since last action -22 273 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.