Concerning wildfire risk models and score disclosure.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 3 Compare versions History 16 Sponsors

Engrossed Substitute Bill — · 1.5K words Open full page ↗

ENGROSSED SUBSTITUTE SENATE BILL 5928

State of Washington

69th Legislature

2026 Regular Session

By Senate Business, Trade & Economic Development (originally sponsored by Senators Warnick, Short, Hasegawa, Holy, Nobles, Riccelli, Shewmake, and Stanford; by request of Insurance Commissioner)

READ FIRST TIME 01/22/26.

AN ACT Relating to wildfire risk models and wildfire risk score disclosure; adding a new section to chapter 48.18 RCW; and adding a new section to chapter 48.19 RCW.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1. A new section is added to chapter 48.18 RCW to read as follows:

(1) An insurer that uses a wildfire risk score relating to property insurance and in connection with either the underwriting of real property regarding eligibility for coverage, or in rating of real property to generate a premium, or both, shall provide the insured, upon nonrenewal or cancellation due to wildfire risk or when the insured premiums are adversely impacted by the wildfire risk score, and if applicable the relevant insurance producer, the following information to enhance transparency:

Sign in to read the full text

The document summary and details above are public. The full text is available to signed-in accounts.

Create a free account Sign in

PASSAGE PROBABILITY

22.3% Unlikely

Why this number

Stage base Floor Consideration — base rate 42%, measured from WA's completed sessions
Momentum +2 60/100 from the pace of recorded action
Time since last action -22 212 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.