Enacting the uniform mortgage modification act.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 18 Sponsors

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Z-0412.1

SENATE BILL 5831

State of Washington

69th Legislature

2026 Regular Session

By Senators Dozier, Pedersen, Kauffman, Nobles, Riccelli, Shewmake, and J. Wilson; by request of Uniform Law Commission

Prefiled 12/04/25. Read first time 01/12/26. Referred to Committee on Business, Trade & Economic Development.

AN ACT Relating to the uniform mortgage modification act; and adding a new chapter to Title 61 RCW.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1. SHORT TITLE. This chapter may be known and cited as the uniform mortgage modification act.

NEW SECTION. Sec. 2. DEFINITIONS. The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.

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PASSAGE PROBABILITY

22.1% Unlikely

Why this number

Stage base Floor Consideration — base rate 42%, measured from WA's completed sessions
Momentum +2 59/100 from the pace of recorded action
Time since last action -22 212 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.