Establishing a new chapter for the licensing and regulation of businesses providing earned wage access services.

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Substitute Bill — · 9.3K words Open full page ↗

S-1724.1

SUBSTITUTE SENATE BILL 5328

State of Washington

69th Legislature

2025 Regular Session

By Senate Business, Financial Services & Trade (originally sponsored by Senators Lovick, Dozier, and Nobles)

READ FIRST TIME 02/20/25.

AN ACT Relating to the licensing and regulation of businesses providing earned wage access services; amending RCW 31.04.015 and 31.04.025 ; adding a new chapter to Title 31 RCW; and prescribing penalties.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1. This act may be known and cited as the Washington state employer-integrated wage access services act.

NEW SECTION. Sec. 2. The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.

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PASSAGE PROBABILITY

19.9% Unlikely

Why this number

Stage base Floor Consideration — base rate 42%, measured from WA's completed sessions
Momentum -0 49/100 from the pace of recorded action
Time since last action -22 227 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.