Establishing a medical loss ratio of at least 90 percent for health plans.

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Substitute Bill — · 287 words Open full page ↗

H-3282.1

SUBSTITUTE HOUSE BILL 2283

State of Washington

69th Legislature

2026 Regular Session

By House Health Care & Wellness (originally sponsored by Representatives Rule, Leavitt, Reeves, and Valdez)

READ FIRST TIME 02/03/26.

AN ACT Relating to establishing a medical loss ratio of at least 90 percent for health plans; and adding a new section to chapter 48.43 RCW.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1. A new section is added to chapter 48.43 RCW to read as follows:

(1) For health plans issued or renewed on or after January 1, 2028, the medical loss ratio shall be at least 90 percent.

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PASSAGE PROBABILITY

19.9% Unlikely

Why this number

Stage base Floor Consideration — base rate 42%, measured from WA's completed sessions
Momentum -0 49/100 from the pace of recorded action
Time since last action -22 234 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.