H-2644.1
HOUSE BILL 2193
State of Washington
69th Legislature
2026 Regular Session
By Representatives Ryu, Leavitt, Kloba, Reed, Zahn, Thomas, Reeves, Macri, and Hill
Prefiled 12/24/25. Read first time 01/12/26. Referred to Committee on Appropriations.
AN ACT Relating to the mortgage lending fraud prosecution account; and amending RCW 36.22.181 and 43.320.140 .
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:
Sec. 1. RCW 36.22.181 and 2021 c 31 s 1 are each amended to read as follows:
(1) Except as provided in subsection (2) of this section, a surcharge of (( one dollar )) $5 shall be charged by the county auditor at the time of recording of each deed of trust, which will be in addition to any other charge authorized by law. The auditor may retain up to five percent of the funds collected to administer collection. The remaining funds shall be transmitted monthly to the state treasurer who will deposit the funds into the mortgage lending fraud prosecution account created in RCW 43.320.140 . The department of financial institutions is responsible for the distribution of the funds in the account and shall, in consultation with the attorney general and local prosecutors, develop rules for the use of these funds to pursue criminal prosecution of fraudulent activities within the mortgage lending process.