Concerning pet insurance.

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Substitute Bill — · 574 words Open full page ↗

H-2925.2

SUBSTITUTE HOUSE BILL 1078

State of Washington

69th Legislature

2026 Regular Session

By House Consumer Protection & Business (originally sponsored by Representatives Walen, Ryu, Leavitt, Callan, Farivar, Berg, and Donaghy)

READ FIRST TIME 02/03/26.

AN ACT Relating to pet insurance; and amending RCW 48.205.050 .

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

Sec. 1. RCW 48.205.050 and 2023 c 42 s 5 are each amended to read as follows:

(1) A pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. The pet insurer has the burden of proving that the preexisting condition exclusion applies to the condition for which a claim is being made.

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PASSAGE PROBABILITY

22.1% Unlikely

Why this number

Stage base Floor Consideration — base rate 42%, measured from WA's completed sessions
Momentum +2 59/100 from the pace of recorded action
Time since last action -22 212 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.