Establishing a new chapter for the licensing and regulation of businesses providing earned wage access services.

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Substitute Bill — · 6.5K words Open full page ↗

H-1406.1

SUBSTITUTE HOUSE BILL 1063

State of Washington

69th Legislature

2025 Regular Session

By House Consumer Protection & Business (originally sponsored by Representatives Reeves, McClintock, Walen, Connors, Ryu, Corry, Reed, and Gregerson)

READ FIRST TIME 02/18/25.

AN ACT Relating to establishing a new chapter for the licensing and regulation of businesses providing earned wage access services; adding a new chapter to Title 31 RCW; and prescribing penalties.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF WASHINGTON:

NEW SECTION. Sec. 1. DEFINITIONS. The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.

(1) "Consumer" means any individual who resides in this state. A provider may use the mailing address or state of residence provided by a consumer to determine the consumer's state of residence for purposes of this chapter.

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PASSAGE PROBABILITY

21.4% Unlikely

Why this number

Stage base Reported from Committee — base rate 42%, measured from WA's completed sessions
Momentum +1 56/100 from the pace of recorded action
Time since last action -22 273 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.