Mortgages; annual notice of potential assumption required, delayed effective date.

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2026 SESSION

ENGROSSED

26101250D

SENATE BILL NO. 546

Senate Amendments in [ ] - January 29, 2026

A BILL to amend the Code of Virginia by adding a section numbered 6.2-419.1 , relating to mortgages; annual notice of potential assumption required.

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Patron Prior to Engrossment—Senator Sturtevant

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Referred to Committee on Commerce and Labor

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Be it enacted by the General Assembly of Virginia:

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PASSAGE PROBABILITY

29.4% Uncertain

Why this number

Stage base Passed First Chamber — base rate 49%, measured from VA's completed sessions
Momentum +2 60/100 from the pace of recorded action
Time since last action -22 216 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.