CHAPTER 657
An Act to amend and reenact §§ 38.2-2114 and 59.1-200 of the Code of Virginia and to amend the Code of Virginia by adding in Title 59.1 a chapter numbered 60, consisting of sections numbered 59.1-614 through 59.1-617 , relating to residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection.
[H 677]
Approved April 13, 2026
Be it enacted by the General Assembly of Virginia:
1. That §§ 38.2-2114 and 59.1-200 of the Code of Virginia are amended and reenacted and that the Code of Virginia is amended by adding in Title 59.1 a chapter numbered 60, consisting of sections numbered 59.1-614 through 59.1-617 , as follows:
§ 38.2-2114 . Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability.
A. Notwithstanding the provisions of § 38.2-2105 , no policy or contract written to insure owner-occupied dwellings shall be canceled by an insurer unless written notice is mailed or delivered to the named insured at the address stated in the policy, or is delivered electronically to the address provided by the named insured, and cancellation is for one of the following reasons:
1. Failure to pay the premium when due;
2. Conviction of a crime arising out of acts increasing the probability that a peril insured against will occur;
3. Discovery of fraud or material misrepresentation;