CHAPTER 142
An Act to amend and reenact §§ 38.2-1845.1 , 38.2-1845.10 , 38.2-1845.11 , 38.2-1845.12 , 38.2-1845.13 , 38.2-1845.14 , 38.2-1845.16 , 38.2-1845.18 , 38.2-1845.20 , 38.2-1845.21 , and 38.2-1845.23 of the Code of Virginia and to amend the Code of Virginia by adding in Article 4.1 of Chapter 18 of Title 38.2 a section numbered 38.2-1845.24 , relating to insurance; standards of conduct for licensed public adjusters; unauthorized practice of public adjusting.
[H 437]
Approved April 6, 2026
Be it enacted by the General Assembly of Virginia:
1. That §§ 38.2-1845.1 , 38.2-1845.10 , 38.2-1845.11 , 38.2-1845.12 , 38.2-1845.13 , 38.2-1845.14 , 38.2-1845.16 , 38.2-1845.18 , 38.2-1845.20 , 38.2-1845.21 , and 38.2-1845.23 of the Code of Virginia are amended and reenacted and that the Code of Virginia is amended by adding in Article 4.1 of Chapter 18 of Title 38.2 a section numbered 38.2-1845.24 as follows:
§ 38.2-1845.1 . Definitions.
As used in this article , unless the context requires a different meaning :
"Catastrophic disaster" means an event where the President of the United States or the Governor of the Commonwealth has declared a state of emergency.
"Home state" means the District of Columbia and any state or territory of the United States, except Virginia, or any province of Canada, in which a public adjuster maintains such person's principal place of residence or principal place of business and is licensed by that jurisdiction to act as a resident public adjuster.
"License" means a document an authorization issued by the Commission authorizing to an individual or business entity by the Commission to act as a public adjuster. The license itself does not create any authority, actual, apparent, or inherent, in the licensee to represent, commit, or bind an insurer.