Fair Access to Banking Act

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Introduced in Senate Feb 4, 2025 · 3.2K words Open full page ↗

119TH CONGRESS

1ST SESSION

S. 401

To amend the Federal Reserve Act to prohibit certain financial service pro-

viders who deny fair access to financial services from using taxpayer

funded discount window lending programs, and for other purposes.

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 2%, measured from US's completed sessions
Momentum -4 33/100 from the pace of recorded action
Time since last action -22 615 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.