Federal Loan Systems Modernization Act of 2026

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Introduced in Senate Mar 4, 2026 · 3.3K words Open full page ↗

119TH CONGRESS

2D SESSION

S. 3980

To authorize the creation of ‘‘Lending.gov’’ as a shared services platform

to provide a single source of access to loans provided by Federal agencies,

and modern technology to support effective management of Federal credit

programs, in order to reduce costs, prevent fraud, increase the speed

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 2%, measured from US's completed sessions
Momentum -7 17/100 from the pace of recorded action
Time since last action -22 226 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.