Predatory Lending Elimination Act

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Introduced in Senate Feb 5, 2026 · 1.6K words Open full page ↗

119TH CONGRESS

2D SESSION

S. 3793

To amend the Truth in Lending Act to extend the consumer credit protections

provided to members of the Armed Forces and their dependents under

title 10, United States Code, to all consumers.

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 2%, measured from US's completed sessions
Momentum -4 33/100 from the pace of recorded action
Time since last action -22 253 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.