21st Century Mortgage Act of 2025

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Jul 28, 2025 · Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Jul 28, 2025 · Senate

Introduced in Senate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 2%, measured from US's completed sessions
Momentum -8 15/100 from the pace of recorded action
Time since last action -22 448 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.