Buy Now Pay Later Consumer Protection Act of 2026

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Introduced in House Jun 11, 2026 · 571 words Open full page ↗

119TH CONGRESS

2D SESSION

H. R. 9275

To amend the Truth in Lending Act to include buy now, pay later loans

and issuers of such loans in the definition of credit card and credit

issuer, respectively, and for other purposes.

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 2%, measured from US's completed sessions
Momentum -5 27/100 from the pace of recorded action
Time since last action -17 124 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.