Credit Access and Inclusion Act of 2025

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 4 Sponsors

Introduced in House Sep 16, 2025 · 901 words Open full page ↗

119TH CONGRESS

1ST SESSION

H. R. 5402

To amend the Fair Credit Reporting Act to clarify Federal law with respect

to reporting certain full-file consumer credit information to consumer

reporting agencies, and for other purposes.

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 2%, measured from US's completed sessions
Momentum -4 32/100 from the pace of recorded action
Time since last action -22 398 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.