First Time Homebuyer Debt Reduction Act

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Introduced in House Aug 13, 2026 · 382 words Open full page ↗

119TH CONGRESS

2D SESSION

H. R. 10084

To require that certain payments to Federal student loans to the buyer

of a home be classified as a financial concession by the Federal National

Mortgage Association and the Federal Home Loan Mortgage Association.

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 2%, measured from US's completed sessions
Momentum -3 35/100 from the pace of recorded action
Time since last action -5 58 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.