Proposing a constitutional amendment to remove the requirement that a home equity loan be closed only at the office of the lender, an attorney at law, or a title company.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 8 Sponsors

Introduced — · 3.5K words Open full page ↗

89R67 SHH-F

By: Swanson

H.J.R. No. 40

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Reported from Committee — base rate 19%, measured from TX's completed sessions
Momentum base 50/100 from the pace of recorded action
Time since last action -22 527 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.