An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for general requirements.

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PASSAGE PROBABILITY

2.4% Unlikely

Why this number

Stage base Passed First Chamber — base rate 19%, measured from PA's completed sessions
Momentum +5 73/100 from the pace of recorded action
Time since last action -22 448 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.