Insurance; personal and commercial property; report; Insurance Commissioner; liability or collision; insurer; mediation; Homeowner Claims Bill of Rights; claims; effective date.

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PASSAGE PROBABILITY

25% Uncertain

Why this number

Stage base Passed First Chamber — base rate 45%, measured from OK's completed sessions
Momentum +2 61/100 from the pace of recorded action
Time since last action -22 166 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.