Relates to actions arising out of consumer debt

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 11 Sponsors

Relates to action arising out of consumer debt; defines consumer debt; replaces consumer credit transaction with such term.

Chamber: Senate
Introduced: Apr 6, 2026
Last action: Jun 3, 2026 — RETURNED TO SENATE
Session: 2025-2026
Momentum: 59 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Passed First Chamber — base rate 16%, measured from NY's completed sessions
Momentum +2 59/100 from the pace of recorded action
Time since last action -18 131 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.