Relates to interest rate limitations for financing arrangements and the extension of credit

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 6 Sponsors

Provides interest rate limitations for financing arrangements and the extension of consumer credit; relates to the definitions of criminal usury in the first and second degrees; relates to the functions of the attorney general regarding rental purchase agreements.

Chamber: Senate
Introduced: Jan 13, 2025
Last action: Jan 7, 2026 — REFERRED TO JUDICIARY
Session: 2025-2026
Momentum: 41 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 5%, measured from NY's completed sessions
Momentum -2 41/100 from the pace of recorded action
Time since last action -22 288 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.