Relates to limits on amount of flood insurance required by a mortgagee

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 2 Compare versions History 11 Sponsors

Sets the definition of "principal" for the purposes of limits on amount of flood insurance required by a mortgagee; clarifies applicability of the state law relative to certain federal programs and requirements.

Chamber: House
Introduced: Apr 22, 2025
Last action: May 20, 2026 — REFERRED TO JUDICIARY
Session: 2025-2026
Momentum: 55 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Passed First Chamber — base rate 16%, measured from NY's completed sessions
Momentum +1 55/100 from the pace of recorded action
Time since last action -21 147 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.