Permits licensed insurance agents, brokers, adjusters, consultants, and intermediaries to carryover up to seven hours of continuing education credit per biennial licensing period

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PASSAGE PROBABILITY

3.6% Unlikely

Why this number

Stage base Passed First Chamber — base rate 16%, measured from NY's completed sessions
Momentum +5 74/100 from the pace of recorded action
Time since last action -18 129 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.