Relates to actions arising out of consumer debt

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Relates to action arising out of consumer debt; defines consumer debt; replaces consumer credit transaction with such term.

Chamber: House
Introduced: Feb 12, 2026
Last action: Jun 3, 2026 — SUBSTITUTED BY S9760
Session: 2025-2026
Momentum: 60 · High

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Amended — base rate 13%, measured from NY's completed sessions
Momentum +2 60/100 from the pace of recorded action
Time since last action -18 131 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.