Relates to personal loans and short-term lending conditions

Introduced

In Committee

Floor

Crossed Over

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Enacted

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Regulates personal loans made by a lender to a resident of or person physically located in the state of New York; exempts certain lenders.

Chamber: House
Introduced: Feb 3, 2026
Last action: Feb 25, 2026 — REPORTED REFERRED TO CODES
Session: 2025-2026
Momentum: 40 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Amended — base rate 13%, measured from NY's completed sessions
Momentum -2 40/100 from the pace of recorded action
Time since last action -22 235 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.