Clarifies mortgage loans to mean loans made primarily for personal, family, or household purposes.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 2 Compare versions History 4 Sponsors

Jun 11, 2026 · Assembly

Passed by the Assembly (77-2-0)

Jun 11, 2026 · Senate

Received in the Senate, Referred to Senate Commerce Committee

Mar 19, 2026 · Assembly

Reported out of Assembly Committee, 2nd Reading

Feb 19, 2026 · Assembly

Introduced, Referred to Assembly Financial Institutions and Insurance Committee

PASSAGE PROBABILITY

1.5% Unlikely

Why this number

Stage base Floor Consideration — base rate 18%, measured from NJ's completed sessions
Momentum -0 48/100 from the pace of recorded action
Time since last action -16 121 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.