Prohibits use of gap in automobile insurance coverage as rating factor in automobile insurance underwriting under certain circumstances.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 1 Sponsors

No summary has been published for this bill. The full text is on the Bill text tab.

Chamber: House
Introduced: Jan 13, 2026
Last action: Jan 13, 2026 — Introduced, Referred to Assembly Financial Institutions and Insurance Committee
Session: 222
Momentum: 26 · Low

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 4%, measured from NJ's completed sessions
Momentum -5 26/100 from the pace of recorded action
Time since last action -22 272 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.