Lower Cap on Credit Card Interest.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 2 Compare versions History 7 Sponsors

Filed — · 1.1K words Open full page ↗

H.B. 508

GENERAL ASSEMBLY OF NORTH CAROLINA

Mar 25, 2025

SESSION 2025 HOUSE PRINCIPAL CLERK

H D

HOUSE BILL DRH30196-MU-13

Short Title: Lower Cap on Credit Card Interest. (Public)

Sponsors: Representative Lowery.

Referred to:

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 16%, measured from NC's completed sessions
Momentum -4 33/100 from the pace of recorded action
Time since last action -22 566 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.