States / Missouri / SB 852

SB 852 Floor Consideration

Prohibits the use of credit scores in determining automobile insurance rates

Introduced
In Committee
Floor
Crossed Over
Passed
Enacted

SB 852 - This act provides that, for all automobile insurance contracts entered into on or after August 28, 2026, no insurer shall utilize any information obtained directly or indirectly from a consumer reporting agency or any insurance credit score that relies on information obtained directly or indirectly from a consumer reporting agency for the purpose of determining the rate charged for such contract.

This act is identical to HB 2632 (2026). TAYLOR MIDDLETON

Chamber
Senate
Introduced
Dec 1, 2025
Last action
Dec 1, 2025 — Prefiled
Session
2026
Momentum
39 · Low