SB 852 - This act provides that, for all automobile insurance contracts entered into on or after August 28, 2026, no insurer shall utilize any information obtained directly or indirectly from a consumer reporting agency or any insurance credit score that relies on information obtained directly or indirectly from a consumer reporting agency for the purpose of determining the rate charged for such contract. TAYLOR MIDDLETON

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 3 Sponsors

SB 852 - This act provides that, for all automobile insurance contracts entered into on or after August 28, 2026, no insurer shall utilize any information obtained directly or indirectly from a consumer reporting agency or any insurance credit score that relies on information obtained directly or indirectly from a consumer reporting agency for the purpose of determining the rate charged for such contract. TAYLOR MIDDLETON

Chamber: Senate
Introduced: Dec 1, 2025
Last action: Dec 1, 2025 — Prefiled
Session: 2026
Momentum: 39 · Low

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Floor Consideration — base rate 2%, measured from MO's completed sessions
Momentum -2 39/100 from the pace of recorded action
Time since last action -22 316 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.