Consumer small and short-term loans clarified to include earned wage access payday loans.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Introduction Feb 18, 2026 · 1.9K words Open full page ↗

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 2%, measured from MN's completed sessions
Momentum -5 29/100 from the pace of recorded action
Time since last action -22 204 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.