Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the identity theft protection act. Amends sec. 3 of 2004 PA 452 (MCL 445.63). TIE BAR WITH: HB 6177'26

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Enacted

Overview Bill text 1 History 4 Sponsors

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 12%, measured from MI's completed sessions
Momentum -5 28/100 from the pace of recorded action
Time since last action -10 88 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.