Consumer credit: collection practices; regulation of collection practices; provide for exemption for certain earned wage access services. Amends sec. 1 of 1981 PA 70 (MCL 445.251). TIE BAR WITH: HB 5558'26

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 6 Sponsors

No summary has been published for this bill. The full text is on the Bill text tab.

Chamber: House
Introduced: Feb 24, 2026
Last action: Apr 30, 2026 — referred to second reading
Session: 2025-2026
Momentum: 59 · Moderate

PASSAGE PROBABILITY

9.3% Unlikely

Why this number

Stage base Reported from Committee — base rate 29%, measured from MI's completed sessions
Momentum +2 59/100 from the pace of recorded action
Time since last action -22 165 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.