Financial institutions: mortgage brokers and lenders; prohibition on certain mortgage lending practices; modify. Amends title & secs. 1 & 2 of 1977 PA 135 (MCL 445.1601 & 445.1602).

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 5 Compare versions History 15 Sponsors

Mar 24, 2026 · Senate

PASSED BY HOUSE WITH IMMEDIATE EFFECT

Mar 24, 2026 · Senate

REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION

Mar 19, 2026 · House

read a third time

Mar 19, 2026 · House

substitute (H-4) adopted

Mar 19, 2026 · House

passed; given immediate effect Roll Call #102 Yeas 72 Nays 29 Excused 0 Not Voting 9

Mar 19, 2026 · House

transmitted

Mar 18, 2026 · House

read a second time

Mar 18, 2026 · House

substitute (H-1) adopted

Mar 18, 2026 · House

placed on third reading

Mar 10, 2026 · House

reported with recommendation with substitute (H-1)

Mar 10, 2026 · House

referred to second reading

Feb 10, 2026 · House

bill electronically reproduced 02/05/2026

Feb 5, 2026 · House

introduced by Representative Rep. Bill Schuette

Feb 5, 2026 · House

read a first time

Feb 5, 2026 · House

referred to Committee on Finance

PASSAGE PROBABILITY

12.6% Unlikely

Why this number

Stage base Passed First Chamber — base rate 33%, measured from MI's completed sessions
Momentum +2 57/100 from the pace of recorded action
Time since last action -22 202 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.