Consumer credit: interest rates; maximum interest rate allowed for medical debt; modify. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: HB 5255'25

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 2 Compare versions History 15 Sponsors

Jun 25, 2026 · Senate

RULES SUSPENDED

Jun 25, 2026 · Senate

REFERRED TO COMMITTEE OF THE WHOLE

Jun 23, 2026 · House

read a second time

Jun 23, 2026 · House

amended

Jun 23, 2026 · House

placed on third reading

Jun 23, 2026 · House

placed on immediate passage

Jun 23, 2026 · House

read a third time

Jun 23, 2026 · House

passed; given immediate effect Roll Call #241 Yeas 99 Nays 7 Excused 0 Not Voting 4

Jun 23, 2026 · House

transmitted

Jun 17, 2026 · House

referred to second reading

Jun 17, 2026 · House

reported with recommendation without amendment

Nov 13, 2025 · House

bill electronically reproduced 11/12/2025

Nov 12, 2025 · House

introduced by Representative Rep. Angela Rigas

Nov 12, 2025 · House

read a first time

Nov 12, 2025 · House

referred to Committee on Health Policy

PASSAGE PROBABILITY

24.7% Unlikely

Why this number

Stage base Passed First Chamber — base rate 33%, measured from MI's completed sessions
Momentum +6 75/100 from the pace of recorded action
Time since last action -14 107 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.