Annual Home Insurance Report For Calendar Year 2023

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In Committee

Floor

Crossed Over

Passed

Enacted

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Massachusetts Division of Insurance

Annual Home Insurance Report

For Calendar Year 2023

Michael T. Caljouw

Commissioner of Insurance

Introduction

Since 1996, the Division of Insurance (Division) annually produces a home insurance

report pursuant to M.G.L. c. 175, §§ 4A & 4B. For the current report, insurers and their

statistical agents were required to provide aggregate 2021, 2022 and 2023 data sorted

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 3%, measured from MA's completed sessions
Momentum -8 14/100 from the pace of recorded action
Time since last action -22 599 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.