A communication from the Division of Insurance (see Section 228 (i) of Chapter 175 of the General Laws) submitting its annual report concerning coverage minimums for transportation network vehicles for calendar year 2025

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Massachusetts Division of Insurance Calendar Year 2025

Annual Report Concerning Coverage Minimums for

Transportation Network Vehicles

Michael T. Caljouw

Commissioner of Insurance

Table of Contents

Background & Scope

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 3%, measured from MA's completed sessions
Momentum -8 14/100 from the pace of recorded action
Time since last action -17 126 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.