A communication from the Commissioner of Insurance (see Sections 4A and 4B of Chapter 175 of the General Laws) submitting the Annual Home Insurance Report of the Division on Insurance for calendar year 2024 [copies of the report were forwarded to the committee on Ways and Means, the committee on Financial Services, and the Attorney General of the Commonwealth, as required by said law]

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Massachusetts Division of Insurance

Annual Home Insurance Report

For Calendar Year 2024

Michael T. Caljouw

Commissioner of Insurance

Introduction

Since 1996, the Division of Insurance (Division) annually produces a home insurance

report pursuant to M.G.L. c. 175, §§ 4A & 4B. For the current report, insurers and their

statistical agents were required to provide aggregate 2022, 2023 and 2024 data sorted

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 3%, measured from MA's completed sessions
Momentum -8 14/100 from the pace of recorded action
Time since last action -22 292 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.