A communication from the Division of Insurance (see Section 117C of Chapter 175 of the General Laws) submitting its Credit Insurance report for calendar year 2023

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 1 Sponsors

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Massachusetts Division of Insurance

Credit Insurance Report

For the 2023 Calendar Year

Kevin P. Beagan

Acting Commissioner of Insurance

Acknowledgements

The following report was prepared by the Health Care Access Bureau (“HCAB”), under the

supervision of Kevin P. Beagan, Acting Commissioner. The report is primarily based on

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Introduced — base rate 3%, measured from MA's completed sessions
Momentum -8 14/100 from the pace of recorded action
Time since last action -22 556 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.