An Act relative to fairness in debt collection

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 3 Sponsors

Bill Text — · 3K words Open full page ↗

HOUSE . . . . . . . . No. 4316

The Commonwealth of Massachusetts

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HOUSE OF REPRESENTATIVES, July 28, 2025.

The committee on Financial Services, to whom was referred the

petition (accompanied by bill, House, No. 1275) of Tram T. Nguyen,

Christine P. Barber and others relative to the collection of consumer debt,

reports recommending that the accompanying bill (House, No. 4316)

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Reported from Committee — base rate 13%, measured from MA's completed sessions
Momentum +2 57/100 from the pace of recorded action
Time since last action -22 448 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.