BANKS/BANKING: Provides with respect to "Transfer of Death" (TOD) beneficiary designations for investment accounts

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PASSAGE PROBABILITY

31.6% Uncertain

Why this number

Stage base Passed First Chamber — base rate 52%, measured from LA's completed sessions
Momentum +2 59/100 from the pace of recorded action
Time since last action -22 227 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.