Requires insurers, after a policyholder experiences a total loss, to automatically refund any unearned premium; adjust premiums for subsequent policy terms to reflect the absence of a dwelling, structure, or contents; and provide policyholders with clear notice of the coverage needed for vacant property or while rebuilding.
- Chamber
- Senate
- Introduced
- Jan 23, 2026
- Last action
- Jan 23, 2026 — Introduced.
- Session
- 2026
- Momentum
- 41 · Moderate